Title: Mcgowanjm Wire 2012 Source:
[None] URL Source:[None] Published:Feb 26, 2012 Author:Various Post Date:2012-02-26 09:15:13 by A K A Stone Keywords:None Views:1371816 Comments:2390
"When civilizations start to die they go insane. Let the ice sheets in the Arctic melt. Let the temperatures rise. Let the air, soil and water be poisoned. Let the forests die. Let the seas be emptied of life. Let one useless war after another be waged. Let the masses be thrust into extreme poverty and left without jobs while the elites, drunk on hedonism, accumulate vast fortunes through exploitation, speculation, fraud and theft. Reality, at the end, gets unplugged.
We live in an age when news consists of Snooki’s pregnancy, Hulk Hogan’s sex tape and Kim Kardashian’s denial that she is the naked woman cooking eggs in a photo circulating on the Internet.
"The one really good thing, that I don't dispute, that you can do with a good FICO score is buy a house with a fixed-rate mortgage and get a lower interest rate that can save you a ton of money over the life of the loan," he says. "But other than that, there is really nothing you can do with a high FICO score."
In fact, he says, a good FICO score often leads to a bad FICO score, because people are able to take advantage, and often do, of unnecessary credit that ultimately leads to more debt.
One prime example is a car loan, which he says you should never take out in the first place. "The best thing people can do for their lives, in terms of happiness, is to avoid monthly payments entirely whenever possible," he says.
Forget New, Buy Used
Buying a used car these days not mean driving a vehicle with 100,000 miles and severe maintenance issues, Bissonnette says. Used cars are not only cheap but safe drive too. His suggestion is to buy a used car for just a couple thousand dollars. Not only will your bottom line not suffer from instant depreciation of the car the moment you drive it off the lot, you will also not likely need to buy collision insurance.
