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Title: MERS, the law, and the State
Source:
Naked Capitalism
URL Source: http://www.nakedcapitalism.com/2012 ... ers-the-law-and-the-state.html
Published: Jan 17, 2012
Author: lambert strether.
Post Date: 2012-01-17 12:12:19 by lucysmom
Keywords: None
Views: 12898
Comments: 38
Trotter told me that the “true horror” of MERS [1818 Library Street, Suite 300 Reston, VA 20190, 1-800-646-6377] was what it could do to homeowners who were current on their mortgage payments: The “good” homeowners who still had a job and weren’t facing foreclosure. If there was no legal record of which bank owned their debt [see below if you haven't been following NC on MERS], and the MERS-mortgaged homeowners had been making payments, then who exactly was the homeowner paying? The checks, clearly, were going out every month, cashed by a bank that claimed to own the note. But without the legal record to certify the owner of the note, it followed that the bank could not legally issue the homeowner a clear title to the home. In effect, a homeowner with MERS on his mortgage could spend thirty years paying a lender that wasn’t the owner of the note. …. “[Y]ou’d always be looking over your shoulder,” said Trotter. “Some other lender could come and say ‘No, we owned that note. You paid the wrong guy.” “WIth MERS”, he said, “nobody owns anything. You’re only paying rent.” That’s not a bug. It’s a feature. At least for a rentier, although not necessarily for Trotter. Second, Ketcham offers a lucid and succinct explanation of how this MERS feature came to be implemented: [Mortgage Electronic Registration Systems] was created in 1995 as a privately held venture of the major mortgage-finance operators… Its stated purpose was to manage a confidential electronic registry for tracking of the sale of mortgage loans between lenders… No longer would the traffickers in mortgages have to document their transactions with county clerks, nor would they have to pay the many and varied courthouse fees… This centralized database facilitated the buying and selling of mortgage debt at great speed and greatly reduced cost. … Without the efficiencies [dread word] of MERS there probably would never have been a mortgage bubble.
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#1. To: CE need not reply, A K A Stone, Fred Mertz, Godwinson, go65, war, no gnu taxes, Skip Intro, ferret mike, jwpegler, mininggold, brian s, mcgowanjm (#0)
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
Your comments are almost perfectly opposite of reality. This article is crap, exactly backwards from reality. If the ownership of the note is in doubt, because the chain of custody is broken (as happens when the docs are shredded and the data is typed into MERS), than the mortgage is null and void. That is why they had robosigners- to create the illusion of an unbroken chain of custody. No clear ownership of a payable note? Then the note is moot. This my first look at that site, BTW. I see now, where you get your inane talking-points. Talk about intellectual lightweights! LMAO!
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
In your dreams Perry Mason, Jr. A promissory note is a promissory note and is wholly enforceable. Just because the "chain of custody (was) 'broken'" - whatever the fuck that is supposed to mean in this instance - it does not forgive or otherwise ameliorate any liens that are on the title to the underlying property. What the issue becomes, whenever there may be a cause of action between the lien holder and the debtor, the lien holder can be forced to show that he has received actual and legal custody of the lien and is thus entitled to take custody of the property through foreclosure. I'm having that very issue with Bank of America right now. They are the 4th mortgage servicing agent I've had on my mortgage. Over 3 years ago, I asked them, through my attorney, to PROVE that they hold the actual lien on the property. So far...nothing. That has not lessened my obligation to pay my mortgage one cent.
I'll believe that a corporation is a person 1 second after Texas executes one...
I'm having that very issue with Bank of America right now. They are the 4th mortgage servicing agent I've had on my mortgage. Over 3 years ago, I asked them, through my attorney, to PROVE that they hold the actual lien on the property. So far...nothing. I've posted several articles about this issue already. So has Brian S. Here are the links to my articles, so you can educate yourself, pops. For other sites where they discuss the significance of "chain of custody" versus "chain of ownership," there are 671 results at this google search. Now that I've given you almost 700 links specifically devoted to this exact question, please do some reading. You can thank me later, for providing the information to you. Oh, and BTW... if they can't provide proof as you demanded, than... you may be in very good shape. :)
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
Court rulings here in Michigan and now being confirmed in federal courts have opened the foreclosure floodgates. Houses in our own neighborhood that no one had a clue were in trouble are now turning up vacated. Related article: MERS Has Right To Foreclose, 10Th Circuit Holds Building on a string of victories in the state courts, Mortgage Electronic Registration Systems, Inc. (MERS), the national mortgage nominee, has now won a ruling from a federal appeals court that upholds its right to foreclose. In a www.ballardspahr.com/Aler...ichigan_Court_Rules.aspx" target="_blank">previous legal alert, we noted that trial judges have consistently rejected claims by borrowers that MERS doesn’t enjoy the same legal right to foreclose as a lender. With decisions from state appellate courts in California, Utah and Michigan, we reported that the trend was starting to solidify. Now, the 10th Circuit Court of Appeals has declared that MERS must be granted the right to foreclose. The December 23 opinion comes in a consolidated appeal of three decisions by federal judges in Utah that rejected all of the borrowers’ arguments to the contrary. In www.ballardspahr.com/aler..._Ruling_10thCircuit.ashx" target="_blank">Commonwealth Property Advocates LLC v. MERS, the 10th Circuit held that “by the clear language of the deeds of trust, MERS has the authority to foreclose and sell the property on behalf of both the original lender and the ‘lender’s successors.’” The 10th Circuit panel relied heavily on a decision from the Utah Court of Appeals in which Ballard Spahr had successfully represented the defendants. The borrowers pointed to a Utah statute to argue that MERS lacked authority under state law to foreclose. But the 10th Circuit flatly rejected the argument. “The statute merely says the transfer of a debt operates as the transfer of the security,” U.S. Circuit Judge Bobby R. Baldock wrote for the unanimous three-judge panel. “It says nothing about who is or is not authorized to foreclose on a trust deed.” Judge Baldock noted that the Utah Court of Appeals reached an identical conclusion when it held that “the Deed of Trust explicitly gave MERS the right to foreclose on behalf of ‘Lender and Lender’s successors and assigns.’” Never swear "allegiance" to anything other than the 'right to change your mind'!
The above is from one of your links. It is true as far as it goes, it just neglects to mention that MERS owners are not limited to Fannie Mae and Freddie Mac. Here is a list from their (MERS) web site: American Land Title Association I suppose if Fannie Mae and Freddie Mac are like chlamydia and the gonorrhea, we could say them other private sector financial institutions are like HIV and Herpes.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
Too bad it's not that simple in the real world.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
lucysmom: Too bad it's not that simple in the real world. That's IT? That's your carefully crafted response to my posts, which happen to be include about 700 websites that I provided the results for? What do you THINK is going on in the courts right now? WHY do you think it is, that the discussions are now revolving around whether the government can make ex post facto laws to cover the banksters, now that they've been caught with their pants down, in the middle of blantant FRAUD? WHY do you think the robosigners were used? It really IS that simple... and who knows, you might be in a position to actually benefit from the stupidity and overt greed of the banksters... wouldn't THAT be cool... I suspect that war actually might be in that position. While I despise war, if he can turn this to his benefit, than I think that'd be VERY cool... The banksters and their And while that would result in some short-term pain for everyone, the alternative is a long, slow bleed-out, a la Greece.
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
I doubt you've looked at each of your 700 websites either, let alone read them. What do you THINK is going on in the courts right now? MERS authority to foreclose upheld on appeal - About 521,000 results Google
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
I know. Thanks. I went through this drill back in the 80's when I was looking at acquiring titles to long abandoned lease hold properties. Case law on this is loooong.
I'll believe that a corporation is a person 1 second after Texas executes one...
Junior doesn't realize that the issue isn't "chain of custody", it's proper assignment of title.
I'll believe that a corporation is a person 1 second after Texas executes one...
He's watching too much CSI. Probably as research for his "dissertation".
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
After a contrsct is signed in any real estate deal, what's the first thing that gets done? TITLE SEARCH.
I'll believe that a corporation is a person 1 second after Texas executes one...
TITLE SEARCH. I'm sure many here are not sure why most RE transactions go through a TITLE COMPANY.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
CE kissed his brains good-bye to embrace an economic philosophy rooted in magical thinking.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
If your petty insults are the only response you can come up with, than I'm good with that. Now that I've kicked your sorry ass (as usual) with facts, isn't it about time for you to start complaining about my punctuation, or some other inane aspect, to derail the thread? Oh, wait, I forgot... the thread was started by the idiot liberal, Loonybitch. Please, carry ON with your thread derailment. :) BTW, I forgot to ask.... how much are they paying you to troll, these days? I'm curious at how cheaply you whore yourself out for. What, a couple bucks a post, I'm guessing? Surely they don't pay you on whether you have an original thought in your empty little skull..... I know I shouldn't tease the animals, but you're such a fucking idiot liberal... "If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
Why do you post this bullshit, Junior? All it does is call attention to how moronic you are. I've "been there" done that when it comes to title "games". If title is clearly assigned to one party, it does not matter where it's been or where it is. That is a LONG STANDING rule of real proerty. A mortgage is nothing more than a lien on the title. It's not the title itself.
I'll believe that a corporation is a person 1 second after Texas executes one...
So, what do you think Eric?
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
Have you nothing to say Eric? No defense? No insults?
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
You just popped his balloon and now he has to figure another angle to 'legally' get out of making his mortgage payments. Funny how 'capitalist', so many times, is synonymous with 'conniver'.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
You've not posted anything worthy of reply, and certainly nothing I need defend. Hardly. I bought a REO house 18 months ago. IF the law is interpreted as it should be, there exists a very real chance that the ownership of my house would be brought into question... That is, DID Chase actually own the house I bought from them, or did they foreclose under false pretenses? UNLIKE you two idiot bimbos, I look at this, not strictly from my own selfish needs, but at the bigger picture... I question whether we still have a legal system that means anything... You two bimbos think ONLY about yourselves, and don't give a crap about anything else. Your myopic viewpoint is so typical of American women, you've become a couple of walking cliche's. Your theme song is "What have you done for me LATELY?" It gladdens me to know both of you are gonna' get exactly what you deserve, and you're gonna' get it good and hard. Heh.
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
I knew you still had it in you. You two bimbos think ONLY about yourselves, and don't give a crap about anything else. Your myopic viewpoint is so typical of American women, you've become a couple of walking cliche's. Your theme song is "What have you done for me LATELY?" You is the man.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
That's straight from the Department of Redundancy Department. Feh. /erica
I don't know about you, but my last purchased with a mortgage REO had ME listed as the owner on the grant deed, not Golden West Savings. Didn't you purchase TITLE INSURANCE from a TITLE COMPANY? Or maybe you need to bring it up with the judge who handled the foreclosure. You just want a legal system that allows you to escape your financial obligations.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
Feh. /erica It's his default position when he's tongue tied with a brain freeze.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
He gets so excited when he's insulting, he can't help himself.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
Junior is long on bullshit and short on truth.
I'll believe that a corporation is a person 1 second after Texas executes one...
That much is abundantly clear. The rest of your response simply confirms your gross ignorance of the subject, which means you're wasting my time. I am unwilling to educate you (and your fellow morons) on the matter. Do your OWN research, and then get back to me.
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
I am unwilling to educate you (and your fellow morons) on the matter. Do your OWN research, and then get back to me. Yet your actions don't support your words...again as you spin yourself silly Why don't you admit you just want a house for nothing. And next time buy TITLE INSURANCE if you are so interested in the "Chain of Custody" .
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
I'm referring the next property tax bill with my name on it to the bank. I'm telling them Eric says they own it so pay up. Me thinks Eric 'thinks' a mortgage is just a glorified rental agreement.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
Whatever it is there is very little "thinking" involved. BTW, CA is abandoned lease hold property heaven.
I'll believe that a corporation is a person 1 second after Texas executes one...
Your perceptions- unsurprisingly- bear little resemblance to reality. What is "spin," anyway? Lying to make the truth NOT appear to be the truth, right? Point being, I don't "spin," because the FACTS bear me out. You socialists depend heavily on "spin" (aka 'lies') because when people understand what you fuckers are REALLY about, they KILL you. Why don't you just admit you're a bimbo, and have done with it? (((((slapping forehead with palm of hand)))))) Wow, why didn't I think of that??? Holy shit, you're a fucking GENIUS!!!! Thanks for proving- yet again- that you're one stupid bitch. In mass foreclosure-fraud cases, the title-insurance companies will quickly be wiped out... or had you THOUGHT of that, bimbo? Your what is generally referred to in military circles as a "sperm receptacle." You must get a lot of attention, at the end of nickel-beer night, eh? I keep trying to move on from this thread, and you keep coming back with comments so incredibly fucking IGNORANT, I keep being drawn back by the morbid curiosity of what STUPID SHIT you'll say next....?
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
Sometimes I think he can't possibly be serious.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
I have YET to see any evidence of that.
"If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” -- Samuel Adams --
I'd have been disappointed if you'd said anything else.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
I wonder if the rest of Ron Paul's libertarian supporters show such obvious symptoms of a personality disorder.
Almost every country in the Middle East is awash in oil, and we have to side with the one that has nothing but joos. Goddamn, that was good thinkin'. Esso posted on 2012-01-13 7:37:56 ET
You've yet to see anything...
I'll believe that a corporation is a person 1 second after Texas executes one...
If libertarians were to identify mental illness within their ranks, they would blame government for having created it.
Economics is a social phenomenon and in no way a “science”, no matter how desperately its high priests would like to have it believed otherwise. It is, instead, a branch of anthropology and the sooner that is recognized and accepted, the better off human-kind in general and the world of academic economics, in particular, shall be proximity1 We probably will see widespread civil disorder in the 1980s, as a direct result of our faltering economic system. Ron Paul
Without the efficiencies [dread word] of MERS there probably would never have been a mortgage bubble.
#2. To: lucysmom (#0)
#3. To: Capitalist Eric (#2)
(Edited)
If the ownership of the note is in doubt, because the chain of custody is broken (as happens when the docs are shredded and the data is typed into MERS), than (sic) the mortgage is null and void.
#4. To: war, Brian S (#3)
A promissory note is a promissory note and is wholly enforceable. Just because the "chain of custody (was) 'broken'" - whatever the fuck that is supposed to mean in this instance - it does not forgive or otherwise ameliorate any liens that are on the title to the underlying property.
#5. To: Capitalist Eric, war, lucysmom (#4)
#6. To: Capitalist Eric (#4)
(Edited)
MERS was jointly owned by Fannie Mae and Freddie Mac (yes, those two, again, I know, I know: Like the chlamydia and the gonorrhea of the financial world- you cure 56;em, but they just keep coming back).
Bank of America
CCO Mortgage Corporation
Chase Home Mortgage Corporation of the Southeast
CitiMortgage, Inc.
Commercial Mortgage Securities Association
CoreLogic
Corinthian Mortgage Corporation
EverHome Mortgage Company
Fannie Mae
First American Title Insurance Corporation
Freddie Mac
GMAC Residential Funding Corporation
Guaranty Bank
HSBC Finance Corporation
MGIC Investor Services Corporation
Mortgage Bankers Association
PMI Mortgage Insurance Company
Stewart Title Guaranty Company
SunTrust Morgage, Inc.
United Guaranty Corporation
Wells Fargo Bank, N.A.
WMC Mortgage Corporation
#7. To: Capitalist Eric (#2)
If the ownership of the note is in doubt, because the chain of custody is broken (as happens when the docs are shredded and the data is typed into MERS), than the mortgage is null and void.
#8. To: lucysmom (#7)
Capitalist Eric: If the ownership of the note is in doubt, because the chain of custody is broken (as happens when the docs are shredded and the data is typed into MERS), than the mortgage is null and void.
liars lawyers are doing their best to put up a lot of smoke and mirrors, the fact is that the MERS debacle has the potential to utterly destroy the banking industry as it currently exists.
#9. To: Capitalist Eric (#8)
That's IT? That's your carefully crafted response to my posts, which happen to be include about 700 websites that I provided the results for?
#10. To: Brian S (#5)
(Edited)
#11. To: lucysmom (#9)
#12. To: war (#11)
(Edited)
Junior doesn't realize that the issue isn't "chain of custody", it's proper assignment of title.
#13. To: mininggold (#12)
#14. To: war (#13)
After a contrsct is signed in any real estate deal, what's the first thing that gets done?
#15. To: war (#11)
Junior doesn't realize that the issue isn't "chain of custody", it's proper assignment of title.
#16. To: war, (#11)
(Edited)
Junior doesn't realize that the issue isn't "chain of custody", it's proper assignment of title.
#17. To: Capitalist Eric (#16)
(Edited)
#18. To: Brian S, Capitalist Eric (#5)
The borrowers pointed to a Utah statute to argue that MERS lacked authority under state law to foreclose. But the 10th Circuit flatly rejected the argument. “The statute merely says the transfer of a debt operates as the transfer of the security,” U.S. Circuit Judge Bobby R. Baldock wrote for the unanimous three-judge panel. “It says nothing about who is or is not authorized to foreclose on a trust deed.”
#19. To: Capitalist Eric (#6)
#20. To: lucysmom, Capitalist Eric (#19)
(Edited)
Have you nothing to say Eric? No defense? No insults?
#21. To: mininggold, (#20)
lucysmom: Have you nothing to say Eric? No defense? No insults?
Dingbatbitch: You just popped his balloon and now he has to figure another angle to 'legally' get out of making his mortgage payments.
#22. To: Capitalist Eric (#21)
UNLIKE you two idiot bimbos...
#23. To: lucysmom (#22)
UNLIKE you two idiot bimbos...
#24. To: Capitalist Eric (#21)
(Edited)
Hardly. I bought a REO house 18 months ago. IF the law is interpreted as it should be, there exists a very real chance that the ownership of my house would be brought into question... That is, DID Chase actually own the house I bought from them, or did they foreclose under false pretenses?
#25. To: Fred Mertz (#23)
That's straight from the Department of Redundancy Department.
#26. To: Fred Mertz (#23)
That's straight from the Department of Redundancy Department.
#27. To: mininggold (#24)
(Edited)
don't know about you, but my last purchased with a mortgage REO had ME listed as the owner on the grant deed, not Golden West Savings. Didn't you purchase TITLE INSURANCE from a TITLE COMPANY? Or maybe you need to bring it up with the judge who handled the foreclosure.
#28. To: mininggold (#24)
I don't know...
#29. To: Capitalist Eric (#28)
(Edited)
That much is abundantly clear. The rest of your response simply confirms your gross ignorance of the subject, which means you're wasting my time.
#30. To: war (#27)
(Edited)
Junior is long on bullshit and short on truth.
#31. To: mininggold (#30)
Me thinks Eric 'thinks' a mortgage is just a glorified rental agreement.
#32. To: mininggold (#29)
Yet your actions don't support your words...
again as you spin yourself silly
Why don't you admit you just want a house for nothing.
And next time buy TITLE INSURANCE if you are so interested in the "Chain of Custody" .
#33. To: war (#27)
Junior is long on bullshit and short on truth.
#34. To: lucysmom (#33)
Sometimes I think ...
#35. To: Capitalist Eric (#34)
I have YET to see any evidence of that.
#36. To: lucysmom (#35)
I'd have been disappointed if you'd said anything else.
#37. To: Capitalist Eric (#34)
#38. To: mininggold (#36)
I wonder if the rest of Ron Paul's libertarian supporters show such obvious symptoms of a personality disorder.
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