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Corrupt Government
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Title: Broken Bible Belt: Homes in Ruins From Tornadoes Denied Aid by FEMA for ‘Insufficient Damage’
Source: TB
URL Source: http://www.theblaze.com/stories/bro ... -fema-for-insufficient-damage/
Published: Jun 18, 2011
Author: Naked Emperor News
Post Date: 2011-06-18 09:54:37 by CZ82
Keywords: None
Views: 45007
Comments: 90

Broken Bible Belt: Homes in Ruins From Tornadoes Denied Aid by FEMA for ‘Insufficient Damage’

Posted on June 13, 2011 at 9:33am by Naked Emperor News

Jefferson County resident Jonathan Stewart said he laughed in shock after the Federal Emergency Management Agency (FEMA) claimed the house his family lost in the deadly April 27 twister was ‘not unsafe to live in’.

Displaced families in tornado-ravaged Alabama are outraged after being denied federal aide to rebuild their flattened homes – due to ‘insufficient damage’.

The devastating reality is the house is now a concrete slab surrounded by rubble.

Mr Stewart told AL.com a FEMA inspector saw first-hand the Pleasant Grove residence he shared with his wife, Lisa, and their two children was ripped from the ground. Three days after the visit, however, he received a letter reading: ‘Based on your FEMA inspection, we have determined that the disaster has not caused your home to be unsafe to live in.

‘Although the disaster may have caused some minor damage it is reasonable to expect you or your landlord to make these repairs. At this time you are not eligible for FEMA housing assistance.’

Mr Stewart told the website: ‘Lisa and I looked at the letter and laughed.’ While he has since found out his insurance coverage will replace his house, the family is not alone.

Lashunta Tabb’s home 15 miles away in North Smithfield Manor was stripped of its siding, and more than half of her roof blew off with tornado-force winds.

She too, received a letter claiming there was ‘insufficient damage’ – the number one reason in Alabama the people are determined ineligible for FEMA grants, worth up to $30,200.

It is not yet known how many Alabama tornado victims received the letter.

FEMA deputy branch director for individual assistance Lynda Lowe said finding of insifficient damage are often correct, and many of those who filed for assistance did not have damage.

FEMA officials encourage whose who believe they were wrongly declared ineligible to file for an appeal through local disaster recovery centres.

Spokesman Renee Bafalis said: ‘If you have a question why you received a determination of ineligibility, go in there and let them look it up and help you file an appeal.’

A report issued on Wednesday, however, revealed few disaster victims follow through.

It showed less than one percent of the 25,081 applicants initially declared ineligible for any reason had appealed, leaving the potential for millions of dollars in federal aide to go unclaimed.

An applicant has 60 days from the date of the determination letter to appeal.

It was not known at press time how many applicants were declared ineligible in Alabama due to insufficient damage. However, similar findings have occurred after nearly every recent disaster.

THE BUREAUCRACY BEHIND APPLYING FOR FEMA AIDE:

When a disaster victim applies for a FEMA grant, an inspector is dispatched to the applicant’s property.

Inspectors carry laptops connected to a database called NEMIS (National Emergency Management Information System), which guides them through measuring rooms and assessing damage.

Items marked for repair or replacement are priced depending on the geographic region.

Letters are issued based on the computerised report, telling an applicant whether he qualifies for FEMA assistance.

An applicant has 60 days from the date of the determination letter to appeal.

What qualifies as ‘insufficient damage’ remains unclear.

A pending lawsuit accusing FEMA of improperly denying thousands of farm workers in Texas money to repair their homes after Hurricane Dolly struck in 2008 based on the insufficient damage finding claims that FEMA used a concept called ‘deferred maintenance’ to back the rejections.

Deferred maintenance is not referenced in any regulation, Jerry Wesevich, an attorney with Texas Rio Grande Legal Aid who represents the plaintiffs, told AL.com.

Mr Wesevich described deferred maintenance as a ‘shorthand term that FEMA uses when it determines somehow that a condition of a home prior to the disaster caused the damage after the storm’.

An Alabama inspectors’ coordinator for FEMA said deferred maintenance is no longer used in assessing damage, although there is a place for inspectors to note ‘pre-existing’ conditions.


Poster Comment:

Why does this not surprise me.... If you're not of the "correct" political persuassion and not of the "correct" religious persuassion then you're not going to get any money.......

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Comments (1-29) not displayed.
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#30. To: buckeroo (#28)

Cheap beer.

Fred Mertz  posted on  2011-06-18   11:19:06 ET  Reply   Trace   Private Reply  


#31. To: A K A Stone (#27)

Congress ins't all conservative or consrvative at all.

The 'good conservatives' weren't complaining though.

mininggold  posted on  2011-06-18   11:19:29 ET  Reply   Trace   Private Reply  


#32. To: mininggold (#29)

He also has money and guns for Israeli's but I'm sure that's okay with you.

Why do you insinuate such things? Are you out of arguments?

A K A Stone  posted on  2011-06-18   11:20:05 ET  Reply   Trace   Private Reply  


#33. To: mininggold (#31)

You really can't find a link to back up your words can you?

A K A Stone  posted on  2011-06-18   11:21:01 ET  Reply   Trace   Private Reply  


#34. To: Fred Mertz (#30)

The poor man must be in the doldrums of despair. Perhaps you can help him out with a longshot winner for the $16?

buckeroo  posted on  2011-06-18   11:21:26 ET  Reply   Trace   Private Reply  


#35. To: A K A Stone (#32)

Why do you insinuate such things? Are you out of arguments?

We don't give money to Israel? Hell we built their wall for them. And as usual there's no complaint from you.

mininggold  posted on  2011-06-18   11:22:34 ET  Reply   Trace   Private Reply  


#36. To: buckeroo, Fred Mertz (#34)

Hey Fred buckeroo thinks all federal spending is legit now. He doesn't think they waste any money.

A K A Stone  posted on  2011-06-18   11:22:47 ET  Reply   Trace   Private Reply  


#37. To: mininggold (#35)

You insinuate my opinion. You haven't a clue.

But look at the bright side. You look like a genius compared to the egg sitter.

A K A Stone  posted on  2011-06-18   11:23:40 ET  Reply   Trace   Private Reply  


#38. To: mininggold (#35)

Hell we built their wall for them.

We did? News to me. Prove it.

A K A Stone  posted on  2011-06-18   11:25:09 ET  Reply   Trace   Private Reply  


#39. To: A K A Stone (#8)

Everything I say is on topic.

Did you sleep in the back of your truck again..... LOL.....

"I love the 45 caliber M1911, I respect the 9MM M9 Beretta but I only carry a CZ for my own personal protection". Quote courtesy of Lt Col John Dean Cooper, recognized as the Father of Modern Handgunning

CZ82  posted on  2011-06-18   11:25:22 ET  Reply   Trace   Private Reply  


#40. To: CZ82 (#39)

I haven't slept in the back of my truck in about 8 years probably. Last time I did that it was when I was fishing at the Grand Lake. Didn't want to pay for camping. Was just there to fish.

A K A Stone  posted on  2011-06-18   11:26:20 ET  Reply   Trace   Private Reply  


#41. To: buckeroo (#34)

The poor man must be in the doldrums of despair.

He gets a disability check of $1005 per month. He buys his clothes at the flea market (used) and used to use a rope for a belt. I gave him a c-note a few weeks back when he was broke 5 days before his monthly check was due. I don't know how he makes it.

Fred Mertz  posted on  2011-06-18   11:26:37 ET  Reply   Trace   Private Reply  


#42. To: Fred Mertz (#30)

Seriously, I have heard that the food-stamp programs are administered by the various states that have their own requirements within federal government guidelines. So, it may be possible to be a healthy man receiving food-stamps but there must be an angle to his eligibility that you haven't suggested; I have heard that in some states, you can't even own a car in order to receive food-stamps and as a result have always considered that the programs must be designed for those truly needy.

buckeroo  posted on  2011-06-18   11:26:39 ET  Reply   Trace   Private Reply  


#43. To: Fred Mertz (#41)

disability check

So, that is the angle for eligibility; he can't work. But, can he perform limited work beyond sucking cheap beer?

buckeroo  posted on  2011-06-18   11:29:13 ET  Reply   Trace   Private Reply  


#44. To: buckeroo (#43)

He feeds my dog when I'm out of town. I give him generous gas money when he does that.

Fred Mertz  posted on  2011-06-18   11:31:25 ET  Reply   Trace   Private Reply  


#45. To: Fred Mertz (#44)

Is he your boyfriend Fred?

A K A Stone  posted on  2011-06-18   11:33:45 ET  Reply   Trace   Private Reply  


#46. To: A K A Stone (#45)

Are you Stoned again or just fantasizing?

Fred Mertz  posted on  2011-06-18   11:35:26 ET  Reply   Trace   Private Reply  


#47. To: Fred Mertz, A K A Stone (#44)

Make sure you ping A K A Blockhead before he thinks a healthy man can receive food-stamps like "candy" he may think you proved his point when in fact, your presentation proves Stone's prejudice is unfounded, at least in this one instance.

buckeroo  posted on  2011-06-18   11:36:02 ET  Reply   Trace   Private Reply  


#48. To: buckeroo (#47)

They government hands out money like candy.

They have no sense of what that costs tax payers. They don't care. It is like candy to them to receive votes.

A K A Stone  posted on  2011-06-18   11:37:14 ET  Reply   Trace   Private Reply  


#49. To: A K A Stone (#48)

Do you receive government assistance in any way?

buckeroo  posted on  2011-06-18   11:40:05 ET  Reply   Trace   Private Reply  


#50. To: buckeroo (#49)

They paved my street last year. Does that count?

A K A Stone  posted on  2011-06-18   11:43:19 ET  Reply   Trace   Private Reply  


#51. To: A K A Stone (#50)

HELL no. We are talking about direct benefits that YOU applied for, similar to federal disaster relief or food-stamps.

Do you own a home?

buckeroo  posted on  2011-06-18   11:46:41 ET  Reply   Trace   Private Reply  


#52. To: buckeroo (#51)

Still making payments.

Are you divorced?

A K A Stone  posted on  2011-06-18   11:48:11 ET  Reply   Trace   Private Reply  


#53. To: A K A Stone (#52)

Still making payments.

Is this a FHA guaranteed loan?

buckeroo  posted on  2011-06-18   11:50:04 ET  Reply   Trace   Private Reply  


#54. To: buckeroo (#53)

Nope.

Are you divorced?

A K A Stone  posted on  2011-06-18   11:51:13 ET  Reply   Trace   Private Reply  


#55. To: A K A Stone (#54)

Is this a VA loan?

buckeroo  posted on  2011-06-18   11:52:34 ET  Reply   Trace   Private Reply  


#56. To: buckeroo (#55)

I wish it was a VA loan. But in' not a veteran. If I was I would probably get a better deal.

A K A Stone  posted on  2011-06-18   11:55:11 ET  Reply   Trace   Private Reply  


#57. To: A K A Stone (#56)

Out side of your own state support for a home loan, you probably have a commercial loan. Good for you. What percentage of the loan amount was required for the down payment?

buckeroo  posted on  2011-06-18   11:57:50 ET  Reply   Trace   Private Reply  


#58. To: buckeroo (#57)

nunya

A K A Stone  posted on  2011-06-18   11:58:26 ET  Reply   Trace   Private Reply  


#59. To: A K A Stone (#58)

Does "nunya" mean zero? Are you saying you have a zero down home loan? Were you a "first time buyer?"

buckeroo  posted on  2011-06-18   12:03:21 ET  Reply   Trace   Private Reply  


#60. To: buckeroo (#59)

Nunya means none of your business.

But there was a down payment required.

Yes I was a first time home buyer.

A K A Stone  posted on  2011-06-18   12:05:36 ET  Reply   Trace   Private Reply  


#61. To: A K A Stone (#60)

How many more years will you be a debt-slave to your mortgage company?

Fred Mertz  posted on  2011-06-18   12:07:09 ET  Reply   Trace   Private Reply  


#62. To: Fred Mertz, A K A Stone (#61)

How many more years will you be a debt-slave to your mortgage company?

It probably was bailed out too.

mininggold  posted on  2011-06-18   12:09:32 ET  Reply   Trace   Private Reply  


#63. To: Fred Mertz (#61)

About 10. Unless I start paying extra.

A K A Stone  posted on  2011-06-18   12:10:50 ET  Reply   Trace   Private Reply  


#64. To: A K A Stone (#60)

Since you won's suggest the amount "down" I shall be left with some assumptions, particularly since being a "first time buyer" qualifies you (and many families) for reduced standards on commercial bank loans based on federal government REQUIREMENTS through the federal CRA.

That is to say, you didn't receive a dime; yet, based on your application to purchase a home through a local lender you fell within REQUIREMENTS to force the loan at a reduced down-payment. It is probably serviced by the same bank or financial institution but was sold to FREDDIE-MAC or FANNIE-MAE.

Am I correct?

buckeroo  posted on  2011-06-18   12:12:26 ET  Reply   Trace   Private Reply  


#65. To: A K A Stone (#56)

I wish it was a VA loan. But I'm not a veteran. If I was I would probably get a better deal.

Maybe, maybe not.....

I'm a retired military and got a better deal through my local bank, but I think that is the exception rather than the rule.....

"I love the 45 caliber M1911, I respect the 9MM M9 Beretta but I only carry a CZ for my own personal protection". Quote courtesy of Lt Col John Dean Cooper, recognized as the Father of Modern Handgunning

CZ82  posted on  2011-06-18   12:14:03 ET  Reply   Trace   Private Reply  


#66. To: buckeroo (#64)

You're incorrect.

It was sold. Chase owns it.

A K A Stone  posted on  2011-06-18   12:15:24 ET  Reply   Trace   Private Reply  


#67. To: A K A Stone (#66) (Edited)

It was sold. Chase owns it.

AH_HA! It was part of a re-bundled loan package sold to fannie-mae or freddie-mac.

So, what has these questions and answers proved? You and family (and this not an issue in fact, congratulations for a responsible personal choice) have benefited from being ELIGIBLE to purchase a home through US FEDERAL requirements.

And, the same happens with federal disaster relief programs with the exception of reduced interest loans and no fees. There is no "candy" at all.

buckeroo  posted on  2011-06-18   12:20:52 ET  Reply   Trace   Private Reply  


#68. To: buckeroo (#67)

When the government acts unconstitutionally and gives out money in so doing. I consider it like giving out candy.

So maybe we are in more agreement than you think.

A K A Stone  posted on  2011-06-18   12:23:40 ET  Reply   Trace   Private Reply  


#69. To: A K A Stone (#68)

When the government acts unconstitutionally and gives out money in so doing. I consider it like giving out candy.

Oh ... now, you are changing your tune. I guess it is OK to receive federal guidance programs through the banks so you can enjoy your home, but it is NOT OK to act unconstitutionally.

Where is written in the US Constitution that the federal government can mandate CRA upon your bank?

buckeroo  posted on  2011-06-18   12:35:56 ET  Reply   Trace   Private Reply  


#70. To: buckeroo (#69)

If I go to buy a house. I have no control over what hurdles/helping hands that the federal government puts on the process.

A K A Stone  posted on  2011-06-18   12:37:16 ET  Reply   Trace   Private Reply  



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